Certified Meeting Professional (CMP) Practice Exam 2025 – The Comprehensive All-In-One Guide to Exam Success!

Non-appearance insurance is specifically designed to protect event organizers against financial losses that may arise if speakers or entertainers are unable to attend the event for any reason, such as illness or unforeseen circumstances. This type of insurance ensures that the event can still proceed smoothly, even if a key participant is unable to fulfill their commitment.

This coverage is particularly important for events that heavily rely on specific speakers or performers to attract attendance and provide value. By having non-appearance insurance, organizers can mitigate the risk of losing revenue due to such cancellations and can potentially recover costs related to finding replacements or rescheduling.

The other options, while relevant to different aspects of liability and insurance risk, do not specifically address the issue of speaker non-appearance. Employers liability pertains to issues between employers and employees, general liability covers general risks associated with hosting events, and additional insured coverage relates to extending coverage to other parties involved in the event rather than covering speaker absences directly.